The crypto debit cards have pushed the introduction of cryptocurrencies as a means of payment like no other innovation. Bitcoin & Co. owners no longer need a bank account and no longer need to keep their assets in fiat money. Instead, crypto cards act as an effective interface between the crypto world and common means of payment. The owner keeps their money in cryptocurrencies until they need to make a purchase or payment. Then the crypto card automatically converts the coins into fiat, often with very lucrative bonuses and cashback! Below is a list of the best cryptocurrency debit/credit cards.
Bitpay
Bitpay is one of the most popular crypto debit cards. It supports various cryptocurrencies such as BTC, ETH, XRP, GUSD, USDC, PAX, and BCH. The card is issued by MasterCard and is one of the best options for US citizens. Users can top up their cards via the Bitpay wallet. Eight fiat currencies are supported. The foreign currency fees are 3% of the transaction costs. If the customer uses the card at an ATM outside of the US, they will be charged an additional $ 3 fee. You can find more information about the fees here.
BlockCard
The BlockCard is actually a Visa debit card that works just like any other cryptocurrency card. It supports various coins / tokens such as BTC, BAT, BCH, DAI, ETH, LTC, PAX, XLM, TERN, USDT, TUSD, USDC and XRP. One of the great things about this card is that the fees are pretty reasonable, with no deposit, exchange, or withdrawal fees. There is no monthly fee for users who spend at least $ 750 per month on the card, so it should be free for most users. There is no charge before the card is activated. You can find more information about the fees here.
In addition, the BlockCard is also compatible with ApplePay, Google Pay and Samsung Pay. The crypto cashback is up to 6.38%. The BlockCard is currently only available in the US, but will soon be available in 31 countries.
MCO Visa Card
The MCO Visa Card is a crypto card available from crypto.com that was formerly known as the Monaco Card. It is available in the United States, Europe, and many countries in the APAC (Asia Pacific) region. The MCO crypto debit card currently supports the following cryptocurrencies: BTC, ETH, LTC, XRP, MCO, BAT, BNB, TUSD, and ENJ. In terms of fiat currencies, the MCO crypto card allows payments in GBP, HKD, EUR, JPY, SGD, and AUD. There is no issuing or monthly fee for this card. Further information on the MCO Card can be found here.
In addition, Crypto.com recently announced the discontinuation of the MCO token in favor of the CRO token. Users who are in possession of the MCO token have until November 2nd to exchange it for the CRO token.
Club Swan
This project is particularly interesting because of its convenience. Club Swan offers users who own cryptocurrencies and want to spend them with everyday shopping, a quick liquidation of their coins. What sets Club Swan apart from others is its concierge service, which enables customers to save up to 40% off travel bookings compared to other travel giants such as Expedia.com, Bookings.com and Hotels.com.
Club Swan also offers a referral program where users can earn money directly when their invited members sign up using their referral link. There are 3 types of cards with different advantages to choose from: Starter / Premium, VIP and Chairman. To learn more about the company, you will reach here to the Club Swan website.
Coinbase Card
The Coinbase Card is a Visa debit card with which users can quickly and easily spend their assets from their crypto wallets at Coinbase. It can be used wherever Visa cards are accepted, both for online and offline payments. It supports various cryptocurrencies such as BTC, BAT, BCH, ETH, DAI, LTC, XRP, XLM, REP and ZRX.
The Coinbase Card is available in 28 European countries. The issuing fee is EUR 4.95. ATM withdrawals are free up to EUR 200 or GBP 200, after which there is a 1% charge. The ATM withdrawal fee is between 2.69% and 5.49%. Further information on the fees can be found here.
Binance Card
The Binance Card is one of the most popular cards in the world of cryptocurrencies. According to the information on the website, users can use their Binance Visa Card to spend cryptocurrencies at more than 60 million merchants worldwide. All you have to do is transfer coins/tokens from your general wallet to your card wallet.
The Binance Card supports four cryptocurrencies: BTC, Swipe's SXP token, as well as Binance's native BNB token and the stablecoin BUSD.
It is available in the EEA (European Economic Area), additional countries will be added shortly. The use of the card is completely free. There are no subscription or other fees, and payments in euros are completely free of charge! The cashback of up to 8% (!), Which depends on the 30-day average of the BNB inventory, is also impressive. You can find more information about the fees here.
SWIPE
With the swipe crypto debit card, it is possible to buy, sell and use crypto assets for payments. The card also has a service token (SXP) which can be used as a tool to pay for the service and which can bring you some advantages.
Swipe was recently acquired by Binance. As mentioned earlier, Binance has also launched crypto debit cards for its customers in the EU and the UK. There are no inactivity or ATM fees for the card. Ordering the card is also completely free. It is available in the USA, Canada, Singapore, Australia, and 28 European countries. For more information about the fees of the swipe card are here to find.
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