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Whatsapp tests crypto payment service in the USA



As part of a pilot project, Whatsapp users in the USA can now transfer money via Messenger. The pax dollar cryptocurrency linked to the US dollar is used for payment processing.

A limited number of test persons in the USA can now send money to their own contacts directly from Whatsapp. The Novi crypto wallet, which Facebook published in October, is used. The cryptocurrency Pax Dollar (USDP) is used as a means of payment. The digital currency is linked to the US dollar exchange rate so that the frequent fluctuations in the value of cryptocurrencies do not play a role here.

Payments work in Whatsapp as well as the sending of pictures or other files: The payment option can be selected in Whatsapp by pressing the paper clip symbol. According to information on the Novi website, there are currently no fees for transactions. In addition, there should be no limit to how often participants in the pilot project can use it to send money.

Novi: That's behind the Facebook wallet

Novi emerged from the cryptocurrency plans of the Facebook group, now trading as Meta. With Libra, Mark Zuckerberg's company wanted to establish its own cryptocurrency. The corresponding wallet should be called Calibra. Many well-known participants later left the crypto project, Libra was renamed Diem and Calibra became Novi.

According to Metas Fintech boss David Marcus, Novi is still intended to be used as a wallet for Diem. "We intend to bring Novi to market with Diem as soon as it receives regulatory approval," said a tweet from Marcus. However, it is unclear when exactly that will be. Therefore, Novi is currently using the Pax Dollar currency developed by the blockchain company Paxos.

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